The Up Plex Mission
Elevating others by providing wealth-building, passive investment opportunities through real estate.
It’s a known fact that owning real estate can be one of the best passive investment vehicles for you. More specifically, apartment buildings and commercial real estate. However, it also comes with an incredible amount of complexities in trying to acquire such assets and we’ve found that to be the reason most beginner investors shy away from pursuing.
So we set out to make it more attainable for investors to invest in these incredible wealth-building assets with confidence. As a limited partner, you get to leverage our time, network, and decades of experience to create peace of mind with every investment you make with us. We do our best to mitigate as much risk as possible. So much so that we won’t offer an opportunity that we aren’t investing in ourselves.
The Up Plex Mission
Elevating others by providing wealth-building, passive investment opportunities through real estate.
It’s a known fact that owning real estate can be one of the best passive investment vehicles for you. More specifically, apartment buildings and commercial real estate. However, it also comes with an incredible amount of complexities in trying to acquire such assets and we’ve found that to be the reason most beginner investors shy away from pursuing.
So we set out to make it more attainable for investors to invest in these incredible wealth-building assets with confidence. As a limited partner, you get to leverage our time, network, and decades of experience to create peace of mind with every investment you make with us. We do our best to mitigate as much risk as possible. So much so that we won’t offer an opportunity that we aren’t investing in ourselves.
Chris Linger
Principal
Chris Linger has an MBA, twenty seven years of active duty Navy services (ret), now full-time apartment syndicator (underwriter and asset management). Mentor to hundreds of aspiring investors.
Maricela Soberanes
Principal
Maricela has been investing in Real Estate since 2006 in Austin TX. She successfully grew a personal rental portfolio before becoming a full-time syndicator. She’s a Navy veteran, self-published author, and a medical missionary to third world countries.
Chris Linger
Principal
Chris Linger has an MBA, twenty seven years of active duty Navy services (ret), now full-time apartment syndicator (underwriter and asset management). Mentor to hundreds of aspiring investors.
Maricela Soberanes
Principal
Maricela has been investing in Real Estate since 2006 in Austin TX. She successfully grew a personal rental portfolio before becoming a full-time syndicator. She’s a Navy veteran, self-published author, and a medical missionary to third world countries.
Our Success Formula
Underwriting & Negotiating
Detailed underwriting determines the amount of negotiating that can be done with a seller on price and terms. Our experience allows us to properly analyze an asset and mitigate as much risk as possible for our investors.
Contract Review / Due Diligence
We have established the best legal and due diligence teams for our syndications. This allows us to simultaneously expedite two incredibly time-consuming tasks that most beginning investors struggle with.
Closing & Reassessment
There is more to closing than just signing on the dotted line and handing over the keys. There is an equal amount of critical work that needs to be completed soon after to ensure the success of a syndication.
Enacting Business Plan / CapEx
We identify and prioritize the necessary projects and execute them based on funding and critical need. Simultaneously, our expert CapEx team gets to work by coordinating with asset and property managers to assist in stabilizing the property.
Stabilization / Refinance
This process usually takes just over 2 years (depending on the market) and involves everything from completing CapEx, to ensuring organic fair market rent growth, to managing tenant turnover, all while working to decrease expenses.
Sale/Disposition
When it comes time to sell, we prepare the property to show as cost-effectively as possible. Once sold, we ensure that we properly close out business transactions and 3 months after the sale, we deliver all sales proceeds (return of capital) to our investors.
Our Success Formula
Underwriting & Negotiating
Detailed underwriting determines the amount of negotiating that can be done with a seller on price and terms. Our experience allows us to properly analyze an asset and mitigate as much risk as possible for our investors.
Contract Review / Due Diligence
We have established the best legal and due diligence teams for our syndications. This allows us to simultaneously expedite two incredibly time-consuming tasks that most beginning investors struggle with.
Closing & Reassessment
There is more to closing than just signing on the dotted line and handing over the keys. There is an equal amount of critical work that needs to be completed soon after to ensure the success of a syndication.
Enacting Business Plan / CapEx
We identify and prioritize the necessary projects and execute them based on funding and critical need. Simultaneously, our expert CapEx team gets to work by coordinating with asset and property managers to assist in stabilizing the property.
Stabilization / Refinance
This process usually takes just over 2 years (depending on the market) and involves everything from completing CapEx, to ensuring organic fair market rent growth, to managing tenant turnover, all while working to decrease expenses.
Sale/Disposition
When it comes time to sell, we prepare the property to show as cost-effectively as possible. Once sold, we ensure that we properly close out business transactions and 3 months after the sale, we deliver all sales proceeds (return of capital) to our investors.
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Using Your SDIRA to Invest in Real Estate as a 1099
If you're self-employed, a contractor, or rocking the 1099 life—first off, props to you. You’ve taken control of your income, your time, and your freedom. But here’s a question most people overlook:
Are you also in control of your retirement?
If your retirement funds are sitting in a traditional IRA or a 401(k) from a past job, limited to stocks and mutual funds, it might be time to upgrade your strategy. Let’s talk about a powerful (and often underrated) tool: the Self-Directed IRA (SDIRA)—and how you can use it to invest in real estate.
Wait—What’s a SDIRA Again?
Good question. A Self-Directed IRA works just like a traditional or Roth IRA—with all the tax perks—but with one major difference:
👉 You choose what you invest in.
Instead of being stuck in the stock market, you can invest in alternative assets like:
Multifamily apartment buildings
Self-storage facilities
Mobile home parks
Basically, if you know real estate is your wealth-building vehicle (like we do), this is your ticket to use retirement money to invest in it.
Why This Is a Game-Changer for 1099 Earners
When you work for yourself, retirement doesn’t come with a manual. There’s no company 401(k) match or pension waiting for you. You’ve got to build it—and build it smart.
Using your SDIRA to invest in cash-flowing real estate gives you:
✅ Investment diversification
✅ Tax-deferred or tax-free growth
✅ Protection from market volatility
✅ A tangible asset backing your future
So… How Does It Actually Work?
Let’s break it down in simple terms:
You roll over funds from an existing IRA or old 401(k) into an SDIRA (easy process we can refer you to a couple of trusted custodians).
You find an investment opportunity—like one of our investment deals.
Your SDIRA becomes an investor in that deal (not you personally).
All profits, distributions, and returns go right back into your SDIRA—growing tax-advantaged.
“But Can I Invest in My Own Property?”
We get this a lot. The answer: not directly. The IRS has strict rules around “self-dealing.” But you can invest passively in projects you don’t personally control—like the syndications or investment funds we offer.
So no, you can’t buy a beach house for yourself with your SDIRA (sorry 😅), but you can own a piece of a 200-unit apartment complex and how your retirement that way.
Is This Complicated?
Not at all. We’ve walked plenty of investors through it. You’ll need a custodian who specializes in SDIRAs (we can refer you to some good ones), and from there, we help handle the rest (takes a couple of weeks).
Once you’re set up, it’s just a matter of choosing the right investment. That’s where we come in.
Why Now?
The economy’s shifting. Interest rates are changing. Stock market feels like a roller coaster (again). But one thing remains true: people need places to live, places to store their loved belongings and to park their boats!
Real estate has proven to be one of the most resilient asset classes—and as demand for rental housing grows, so does the opportunity for smart investors to build wealth.
If you’re curious about how to start using your SDIRA in real estate—we’d love to connect.
This could be the move that transforms your retirement.
Let’s make your money work as hard as you do.
Want to learn more about leveraging your 401(k) for real estate? Check out our free booklet here: 401(k) Booklet
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