Experience

Seasoned asset managers with a passion for uplifting others through real estate investing opportunities.

Education

Build confidence in your ability to invest wisely with the free educational resources

Connection

Stay informed and up to date with the latest investment opportunities and company developments

About us

Maricela Soberanes and Chris Linger bring together decades of leadership, operational expertise, and real estate investing experience. Maricela began investing in real estate in 2006 by building her own rental portfolio in Austin, Texas before expanding into larger investment opportunities and business ownership. A Navy veteran, author, and healthcare professional, she is passionate about helping others understand wealth-building through real estate, financial strategy, and ownership. Chris, who holds an MBA, brings more than 27 years of military leadership and operational experience from his service in the U.S. Navy. He now focuses full-time on real estate acquisition analysis, underwriting, and asset strategy with an emphasis on disciplined execution and long-term value creation. Together, they combine service-driven leadership, education, and investment expertise to create opportunities that positively impact families, investors, and communities.

Experience

Seasoned asset managers with a passion for uplifting others through real estate investing opportunities.

Education

Build confidence in your ability to invest wisely with the free educational resources

Connection

Stay informed and up to date with the latest investment opportunities and company developments

Be the First to Know

Receive exclusive investment opportunities, and the latest investing strategies ...right to your inbox.

About Chris and Maricela

Maricela Soberanes and Chris Linger bring together decades of leadership, operational expertise, and real estate investing experience. Maricela began investing in real estate in 2006 by building her own rental portfolio in Austin, Texas before expanding into larger investment opportunities and business ownership. A Navy veteran, author, and healthcare professional, she is passionate about helping others understand wealth-building through real estate, financial strategy, and ownership. Chris, who holds an MBA, brings more than 27 years of military leadership and operational experience from his service in the U.S. Navy. He now focuses full-time on real estate acquisition analysis, underwriting, and asset strategy with an emphasis on disciplined execution and long-term value creation. Together, they combine service-driven leadership, education, and investment expertise to create opportunities that positively impact families, investors, and communities.

Be the First to Know

Receive exclusive investment opportunities, and the latest investing strategies ...right to your inbox.

Hear From Our Investors

My wife and I thank our lucky stars that we worked with Chris and Maricela, they are so organized and always willing to make a win-win situation.

- S. McDonald -

McDonald Homes

I’ve said it before, I’ll say it 100 times. We

owe our success to you both. Great mentors like you [Chris & Maricela] have

helped tremendously!

- S. Enyard -

Anchor Atlas Properties Founder

After seeing and relating to some of my frustrations, they drove two hours to help

with our four-plex renovation. Chris & Maricela are always a wealth of knowledge.

- C. Byler -

Passive Patriots Founder

Low Operational Costs

Facilities require minimal maintenance and management compared to other real estate.

High Profit Margins

Steady cash flow with low overhead leads to strong returns.

Value-Add Opportunities

Simple upgrades like security or climate control can boost income and property value.

Scalability

Easily expand by adding units or acquiring new facilities.

3 Investing Tips

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Start Now

The best time to invest in real estate is now and with the right investment, you can see amazing growth in just 18 months.

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Trust in Proven Returns

The best time to invest in real estate is now and with the right investment, you can see amazing growth in just 18 months.

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Start Just With $50K

It takes less than you think to get started and with the right team you'll shorten your learning curve and increase your returns.

3 Investing Tips

Image

Start Now

The best time to invest in real estate is now and with the right investment, you can see amazing growth in just 18 months.

Image

Start Just With $50K

It takes less than you think to get started and with the right team you'll shorten your learning curve and increase your returns.

Schedule A Free Consultation

Invest with confidence. We’ll help you understand how to evaluate if a certain asset is right for you.

Schedule A Free Consultation

Invest with confidence. We’ll help you understand how to evaluate if a certain asset is right for you.

Our Assets

We strategically focus on a variety of asset types in order to create a strong and diverse portfolio of assets that can hedge against economic uncertainties. Creating safer investment opportunities for our investors.

Our Assets

We strategically focus on a variety of asset types in order to create a strong and diverse portfolio of assets that can hedge against economic uncertainties. Creating safer investment opportunities for our investors.

FREE Educational

Materials

Learn important investing concepts and strategies at your own pace with our "Savvy Passive Investor" series on YouTube

FREE Educational Materials

Learn important investing concepts and strategies at your own pace with our "Savvy Passive Investor" series on YouTube

Latest News

Unlock Retirement Assets to Fund More Investments

Unlock Retirement Assets to Fund More Investments

May 28, 20263 min read

Most investors think retirement accounts can only invest in stocks, mutual funds, and ETFs.

But many real estate investors are using retirement capital to invest in multifamily, self-storage projects, mobile home parks, and private real estate funds instead.

Self-Directed IRAs (SDIRAs) and Solo 401(k) plans may allow investors to diversify beyond Wall Street while keeping potential tax advantages.

What Is a Self-Directed IRA?

A Self-Directed IRA is a retirement account that allows investors to choose alternative investments instead of being limited to traditional brokerage products.

Instead of only investing in:

  • Stocks

  • Mutual funds

  • ETFs

Investors may also invest in:

  • Multifamily

  • Self-storage facilities

  • Mobile home parks

  • Private real estate funds

  • Private lending opportunities

The investor directs the investments while a custodian handles administration and compliance.

Why Investors Use SDIRAs

Diversification

Many investors want exposure outside of traditional stock market investments.

Alternative real estate assets may provide access to cash-flowing investments and long-term appreciation opportunities.

Potential Tax Advantages

Depending on the account structure, investment growth may be:

  • Tax-deferred

  • Tax-free

Over time, that can create significant compounding potential.

Access to Private Real Estate Deals

Traditional brokerages generally do not allow investments into private investments or real estate funds.

Self-Directed IRAs may provide access to:

  • Apartment

  • Self-storage funds

  • Mobile home park investments

  • Private real estate opportunities

What Accounts Can Be Used?

Many investors first explore self-directed investing after leaving a job or rolling over an old retirement account.

Eligible accounts may include:

  • 401(k)s

  • 403(b)s

  • Traditional IRAs

  • Roth IRAs

  • SEP IRAs

  • SIMPLE IRAs

In many cases, these transfers can be completed without triggering taxes through direct rollovers or trustee-to-trustee transfers.

What Is a Checkbook IRA?

Some investors use a “Checkbook IRA” structure.

In this setup:

  1. The IRA owns an LLC

  2. The investor manages the LLC

  3. Investments are made directly through the LLC bank account

This can make it easier to move quickly on real estate investment opportunities like multifamily, self storage, funds and others.

Important Rules Investors Should Understand

Self-directed retirement investing comes with important IRS rules.

No Commingling of Funds

Personal and retirement funds must remain separate.

Prohibited Transactions

The IRS prohibits certain transactions involving retirement accounts and disqualified persons, including:

  • Self-dealing

  • Personal use of retirement-owned property

  • Improper transactions with family members

Because these rules can be complex, investors often work with qualified custodians, CPAs, and legal professionals.

What Is a Solo 401(k)?

A Solo 401(k) is commonly used by self-employed investors and business owners.

Potential benefits may include:

  • Higher contribution limits

  • Roth contribution options

  • Flexible investment choices

  • Access to alternative investments

According to the presentation, 2025 contribution limits may allow up to $70,000 in total contributions depending on eligibility and income.

What Is a Roth Conversion?

A Roth conversion allows investors to move retirement funds from a pre-tax account into a Roth account.

Some real estate investors explore Roth conversion strategies because they believe their investments may appreciate significantly over time.

For example:

  • Multifamily value-add projects

  • Self-storage developments

  • Mobile home park repositioning

  • Private real estate funds

If future growth occurs inside a Roth structure, qualified gains may potentially become tax-free.

Final Thoughts

Many investors do not realize their retirement accounts may be able to invest beyond traditional Wall Street products.

Self-Directed IRAs and Solo 401(k) plans can provide access to:

  • Multifamily acquisitions

  • Self-storage investments

  • Mobile home park opportunities

  • Private real estate funds

For passive investors looking to diversify their portfolios, retirement accounts may become another source of investment capital.

Interested in Investing With Retirement Funds?

Contact us to learn more about using retirement capital for multifamily, self-storage, mobile home park, and private real estate investments.

▶️ Or listen to this content while on the go! WATCH HERE!


CONTACT US | ABOUT US

Back to Blog

Check Out Our Latest BLOG Post

Unlock Retirement Assets to Fund More Investments

Unlock Retirement Assets to Fund More Investments

May 28, 20263 min read

Most investors think retirement accounts can only invest in stocks, mutual funds, and ETFs.

But many real estate investors are using retirement capital to invest in multifamily, self-storage projects, mobile home parks, and private real estate funds instead.

Self-Directed IRAs (SDIRAs) and Solo 401(k) plans may allow investors to diversify beyond Wall Street while keeping potential tax advantages.

What Is a Self-Directed IRA?

A Self-Directed IRA is a retirement account that allows investors to choose alternative investments instead of being limited to traditional brokerage products.

Instead of only investing in:

  • Stocks

  • Mutual funds

  • ETFs

Investors may also invest in:

  • Multifamily

  • Self-storage facilities

  • Mobile home parks

  • Private real estate funds

  • Private lending opportunities

The investor directs the investments while a custodian handles administration and compliance.

Why Investors Use SDIRAs

Diversification

Many investors want exposure outside of traditional stock market investments.

Alternative real estate assets may provide access to cash-flowing investments and long-term appreciation opportunities.

Potential Tax Advantages

Depending on the account structure, investment growth may be:

  • Tax-deferred

  • Tax-free

Over time, that can create significant compounding potential.

Access to Private Real Estate Deals

Traditional brokerages generally do not allow investments into private investments or real estate funds.

Self-Directed IRAs may provide access to:

  • Apartment

  • Self-storage funds

  • Mobile home park investments

  • Private real estate opportunities

What Accounts Can Be Used?

Many investors first explore self-directed investing after leaving a job or rolling over an old retirement account.

Eligible accounts may include:

  • 401(k)s

  • 403(b)s

  • Traditional IRAs

  • Roth IRAs

  • SEP IRAs

  • SIMPLE IRAs

In many cases, these transfers can be completed without triggering taxes through direct rollovers or trustee-to-trustee transfers.

What Is a Checkbook IRA?

Some investors use a “Checkbook IRA” structure.

In this setup:

  1. The IRA owns an LLC

  2. The investor manages the LLC

  3. Investments are made directly through the LLC bank account

This can make it easier to move quickly on real estate investment opportunities like multifamily, self storage, funds and others.

Important Rules Investors Should Understand

Self-directed retirement investing comes with important IRS rules.

No Commingling of Funds

Personal and retirement funds must remain separate.

Prohibited Transactions

The IRS prohibits certain transactions involving retirement accounts and disqualified persons, including:

  • Self-dealing

  • Personal use of retirement-owned property

  • Improper transactions with family members

Because these rules can be complex, investors often work with qualified custodians, CPAs, and legal professionals.

What Is a Solo 401(k)?

A Solo 401(k) is commonly used by self-employed investors and business owners.

Potential benefits may include:

  • Higher contribution limits

  • Roth contribution options

  • Flexible investment choices

  • Access to alternative investments

According to the presentation, 2025 contribution limits may allow up to $70,000 in total contributions depending on eligibility and income.

What Is a Roth Conversion?

A Roth conversion allows investors to move retirement funds from a pre-tax account into a Roth account.

Some real estate investors explore Roth conversion strategies because they believe their investments may appreciate significantly over time.

For example:

  • Multifamily value-add projects

  • Self-storage developments

  • Mobile home park repositioning

  • Private real estate funds

If future growth occurs inside a Roth structure, qualified gains may potentially become tax-free.

Final Thoughts

Many investors do not realize their retirement accounts may be able to invest beyond traditional Wall Street products.

Self-Directed IRAs and Solo 401(k) plans can provide access to:

  • Multifamily acquisitions

  • Self-storage investments

  • Mobile home park opportunities

  • Private real estate funds

For passive investors looking to diversify their portfolios, retirement accounts may become another source of investment capital.

Interested in Investing With Retirement Funds?

Contact us to learn more about using retirement capital for multifamily, self-storage, mobile home park, and private real estate investments.

▶️ Or listen to this content while on the go! WATCH HERE!


CONTACT US | ABOUT US

Back to Blog

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Copyright © 2022 Up Plex Multifamily All rights reserved.