Experience
Seasoned asset managers with a passion for uplifting others through real estate investing opportunities.
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Education
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Connection
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About us
Christopher Linger and Maricela Soberanes are principals at Up Plex Capital LLC. Accredited Real estate investors. Having built a personal portfolio valued at over $100M, they’ve created significant passive income for themselves and their investors by finding the best properties today’s market can offer. Maricela has a business degree and a successful medical service business since 2015. Chris has an MBA, twenty-seven years of active duty Navy services (ret), now full-time apartment syndicator.
Experience
Seasoned asset managers with a passion for uplifting others through real estate investing opportunities.
Education
Build confidence in your ability to invest wisely with the free educational resources
Connection
Stay informed and up to date with the latest investment opportunities and company developments
Be the First to Know
Receive exclusive investment opportunities, and the latest investing strategies ...right to your inbox.
About Chris and Maricela
Christopher Linger and Maricela Soberanes are principals at Up Plex Capital LLC. Accredited Real estate investors. Having built a personal portfolio valued at over $100M, they’ve created significant passive income for themselves and their investors by finding the best properties today’s market can offer. Maricela has a business degree and a successful medical service business since 2015. Chris has an MBA, twenty-seven years of active-duty Navy services (ret), now full-time apartment syndicator.
Be the First to Know
Receive exclusive investment opportunities, and the latest investing strategies ...right to your inbox.
Hear From Our Investors
My wife and I thank our lucky stars that we worked with Chris and Maricela, they are so organized and always willing to make a win-win situation.
- S. McDonald -
McDonald Homes
I’ve said it before, I’ll say it 100 times. We
owe our success to you both. Great mentors like you [Chris & Maricela] have
helped tremendously!
- S. Enyard -
Anchor Atlas Properties Founder
After seeing and relating to some of my frustrations, they drove two hours to help
with our four-plex renovation. Chris & Maricela are always a wealth of knowledge.
- C. Byler -
Passive Patriots Founder
Low Operational Costs
Facilities require minimal maintenance and management compared to other real estate.
High Profit Margins
Steady cash flow with low overhead leads to strong returns.
Value-Add Opportunities
Simple upgrades like security or climate control can boost income and property value.
Scalability
Easily expand by adding units or acquiring new facilities.
3 Investing Tips
Start Now
The best time to invest in real estate is now and with the right investment, you can see amazing growth in just 18 months.
Trust in Proven Returns
The best time to invest in real estate is now and with the right investment, you can see amazing growth in just 18 months.
Start Just With $50K
It takes less than you think to get started and with the right team you'll shorten your learning curve and increase your returns.
3 Investing Tips
Start Now
The best time to invest in real estate is now and with the right investment, you can see amazing growth in just 18 months.
Trust in Proven Returns
The best time to invest in real estate is now and with the right investment, you can see amazing growth in just 18 months.
Start Just With $50K
It takes less than you think to get started and with the right team you'll shorten your learning curve and increase your returns.
Schedule A Free Consultation
Invest with confidence. We’ll help you understand how to evaluate if a certain asset is right for you.
Schedule A Free Consultation
Invest with confidence. We’ll help you understand how to evaluate if a certain asset is right for you.
Our Assets
We strategically focus on a variety of asset types in order to create a strong and diverse portfolio of assets that can hedge against economic uncertainties. Creating safer investment opportunities for our investors.
Our Assets
We strategically focus on a variety of asset types in order to create a strong and diverse portfolio of assets that can hedge against economic uncertainties. Creating safer investment opportunities for our investors.
FREE Educational
Materials
Learn important investing concepts and strategies at your own pace with our "Savvy Passive Investor" series on YouTube
FREE Educational Materials
Learn important investing concepts and strategies at your own pace with our "Savvy Passive Investor" series on YouTube
Latest News
How to Use a Self-Directed IRA (SDIRA) to Invest in Real Estate
When most people think about retirement accounts, they think stocks, bonds, or maybe a mutual fund or two. But here’s the truth: your IRA doesn’t have to live and die in the stock market.
That’s where a Self-Directed IRA (SDIRA) comes in.
An SDIRA gives you the power to put your retirement money to work in things you actually understand and believe in—like real estate, private companies, or even precious metals. For a lot of investors, this is a game-changer.
So, let’s break it down:
What is a Self-Directed IRA?
At its core, an SDIRA is just like a regular IRA—with one big difference. You’re not limited to Wall Street investments.
That means you can use it to buy real estate, partner in a multifamily syndication, or invest in other alternative assets. And the best part? You still keep the tax advantages of an IRA.
Think of it as giving your retirement dollars more freedom to work for you.
Why Real Estate + SDIRA = A Smart Match
Here are a few reasons why investors love combining SDIRAs with real estate:
✅ Tax-deferred (or tax-free) growth – Sell a property in your SDIRA and you don’t pay taxes right away. The profits roll back into the account, ready to reinvest. If it’s a Roth SDIRA, you could even be looking at tax-free growth.
✅ Leverage your retirement funds – You can use SDIRA money to help finance a property. That means your dollars stretch further and your returns have the potential to grow faster.
✅ More control, less Wall Street drama – With real estate inside an SDIRA, you decide what to buy, when to sell, and how long to hold. No need to ride the rollercoaster of stock market swings.
A Few Things to Know Before Jumping In
Like any investment tool, SDIRAs come with some rules and fine print. Here’s what you should keep in mind:
1. You’ll need a custodian
An SDIRA has to be managed by a custodian—a financial institution that holds and reports your IRA assets. The key is finding one that actually understands real estate.
Some popular names are Quest Trust Company, IRA Club, and Provident Trust Group. If you’re investing in multifamily syndications, make sure they know how to handle that process, too.
2. Choose your property type
With an SDIRA, you’re not limited to just stocks—you can branch into real assets like single-family rentals, multifamily, commercial, industrial, self storage, RV parks, and mobile home parks.
At UP Plex, we focus on multifamily, self storage, RV parks, and mobile home parks because they check the boxes for scalability, consistent demand, and long-term stability. Housing will always be essential, people always need storage, and the RV and mobile lifestyles continue to grow in popularity. Plus, properties that are large enough to support professional onsite teams typically run smoother and generate more predictable returns for investors.
3. Understand the tax rules
Here’s a term you’ll want to remember: UBIT (Unrelated Business Income Tax). It doesn’t always apply, but in some real estate deals, it might. The upside? Any taxes owed can be paid right out of the SDIRA. Pro tip: bring in a CPA who knows SDIRAs to walk you through your specific situation.
The Bottom Line
If you’re looking for a way to take control of your retirement and invest in something tangible, a Self-Directed IRA is worth exploring.
With the right custodian, the right sponsor team, and the right CPA in your corner, you can:
Grow your retirement funds tax-deferred (or tax-free)
Invest in real assets like real estate
Put yourself in the driver’s seat instead of Wall Street
At the end of the day, an SDIRA isn’t just about diversifying your retirement—it’s about building the kind of portfolio that works for you, not just the market.
👉 Ready to see how an SDIRA could work for your real estate goals?
Let’s talk. Our team can walk you through the process step by step, connect you with trusted custodians, and show you real-world examples of how investors are building wealth using their retirement accounts.
📩 Ready to explore how your SDIRA can invest in multifamily, self storage, or RV parks? Reach out today and we will guide you step-by-step and show you real examples of investors growing their retirement wealth.
LEAVE A REPLY
Check Out Our Latest BLOG Post
How to Use a Self-Directed IRA (SDIRA) to Invest in Real Estate
When most people think about retirement accounts, they think stocks, bonds, or maybe a mutual fund or two. But here’s the truth: your IRA doesn’t have to live and die in the stock market.
That’s where a Self-Directed IRA (SDIRA) comes in.
An SDIRA gives you the power to put your retirement money to work in things you actually understand and believe in—like real estate, private companies, or even precious metals. For a lot of investors, this is a game-changer.
So, let’s break it down:
What is a Self-Directed IRA?
At its core, an SDIRA is just like a regular IRA—with one big difference. You’re not limited to Wall Street investments.
That means you can use it to buy real estate, partner in a multifamily syndication, or invest in other alternative assets. And the best part? You still keep the tax advantages of an IRA.
Think of it as giving your retirement dollars more freedom to work for you.
Why Real Estate + SDIRA = A Smart Match
Here are a few reasons why investors love combining SDIRAs with real estate:
✅ Tax-deferred (or tax-free) growth – Sell a property in your SDIRA and you don’t pay taxes right away. The profits roll back into the account, ready to reinvest. If it’s a Roth SDIRA, you could even be looking at tax-free growth.
✅ Leverage your retirement funds – You can use SDIRA money to help finance a property. That means your dollars stretch further and your returns have the potential to grow faster.
✅ More control, less Wall Street drama – With real estate inside an SDIRA, you decide what to buy, when to sell, and how long to hold. No need to ride the rollercoaster of stock market swings.
A Few Things to Know Before Jumping In
Like any investment tool, SDIRAs come with some rules and fine print. Here’s what you should keep in mind:
1. You’ll need a custodian
An SDIRA has to be managed by a custodian—a financial institution that holds and reports your IRA assets. The key is finding one that actually understands real estate.
Some popular names are Quest Trust Company, IRA Club, and Provident Trust Group. If you’re investing in multifamily syndications, make sure they know how to handle that process, too.
2. Choose your property type
With an SDIRA, you’re not limited to just stocks—you can branch into real assets like single-family rentals, multifamily, commercial, industrial, self storage, RV parks, and mobile home parks.
At UP Plex, we focus on multifamily, self storage, RV parks, and mobile home parks because they check the boxes for scalability, consistent demand, and long-term stability. Housing will always be essential, people always need storage, and the RV and mobile lifestyles continue to grow in popularity. Plus, properties that are large enough to support professional onsite teams typically run smoother and generate more predictable returns for investors.
3. Understand the tax rules
Here’s a term you’ll want to remember: UBIT (Unrelated Business Income Tax). It doesn’t always apply, but in some real estate deals, it might. The upside? Any taxes owed can be paid right out of the SDIRA. Pro tip: bring in a CPA who knows SDIRAs to walk you through your specific situation.
The Bottom Line
If you’re looking for a way to take control of your retirement and invest in something tangible, a Self-Directed IRA is worth exploring.
With the right custodian, the right sponsor team, and the right CPA in your corner, you can:
Grow your retirement funds tax-deferred (or tax-free)
Invest in real assets like real estate
Put yourself in the driver’s seat instead of Wall Street
At the end of the day, an SDIRA isn’t just about diversifying your retirement—it’s about building the kind of portfolio that works for you, not just the market.
👉 Ready to see how an SDIRA could work for your real estate goals?
Let’s talk. Our team can walk you through the process step by step, connect you with trusted custodians, and show you real-world examples of how investors are building wealth using their retirement accounts.
📩 Ready to explore how your SDIRA can invest in multifamily, self storage, or RV parks? Reach out today and we will guide you step-by-step and show you real examples of investors growing their retirement wealth.
LEAVE A REPLY